Questions for Ya Credit

Frequently Asked Questions about Free Credit Reports

Here are the answers to the most commonly asked questions about free credit reports.

How can I get my free credit report?

As part of our credit repair services, we will help you get your free credit report from all three major credit bureaus. The process is simple, and we can guide you through it. You can also get your free credit report before enrolling in our services by contacting the bureaus by phone or on their websites.

What if I find errors on my free credit report?

If you find that your credit report contains damaging errors, you are not alone. Many consumers remain unaware that their credit reports contain errors that are dragging down their credit scores. If you find such information, the best thing to do is to enlist the services of an experienced credit repair company. They will work to remove questionable derogatory items from your report. You are legally entitled to a dispute process and an investigation into the item.

How can credit repair help me?

The credit repair services we offer can boost your credit score and remove negative items from your credit forever. In the past, we have removed items as serious as charge-offs, bankruptcies, foreclosures, late payments, and much more from our customers’ reports. We will fight to have derogatory items removed from your credit as soon as possible. Of course, once these items are removed from your report, you will watch your credit score climb.

Who are you?

We are a law firm that specializes in credit repair services. We have over 15 years of experience in the credit repair industry, and we are well-versed in the laws pertaining to your rights as a consumer. When you are engaged in the dispute process with the credit bureaus, it helps to come armed with knowledge of the law and a proven dispute strategy. We can bring you the first round of results within 60 days of your becoming a client.

How much does credit repair cost?

Of course, your free credit report will not cost you anything. Most of our credit repair services are less expensive than your monthly cable bill. We charge a reasonable, one-time setup fee plus a low monthly fee. You can discontinue our services at any time, and we stand behind our work.

Can’t I clean up my free credit report on my own?

It is true that you can dispute questionable negative items on your credit report on your own. However, the truth is that most consumers give up out of frustration before seeing any results. The dispute process can be time-consuming and extremely frustrating, as creditors try to make it difficult to have negative items removed from reports. We know how to deal with these tactics, and we will not stop until we bring you results.

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Contact us if you have any questions, comments or concerns regarding credit repair or ourselves in general.

Ya Credit!

If you are having credit problems we can help you fix your credit or guide you along the path of credit repair.